Avoid using your debit card for any online purchase or for something which is expensive. You will find it much easier to dispute a charge when you use your credit card. The advantages and acceptability of credit cards from the customer's view point vary from that of a banker or member establishments.
To the Card Holder: The small and attractive plastic credit cards are very easy to carry and they shopping, without the burden of carrying wards of currency notes with its inherent risks, inconveniences and dangers. Numbers of fringe benefits are available to the credit card holder. It has increased the purchasing power and has also become a status symbol to holder. In short, it can be said that the cardholder has at his disposal 'instant credit' upto a fixed limit whenever he needs it. 
To the Issuer: The credit cards enable the issuer to provide a fuller service to their customers. They are also useful marketing tools, as they open up relationship with merchants. Even as a vociferous lobby is pushing hard towards land acquisition, the Centre was has refused to accept suggestions of a parliamentary committee that prohibits acquisition of land for private companies. Recommendations of the committee took the policymakers by surprise. Now, contrary to this suggestion, the Centre is keen to go ahead with its Land Acquisition Bill which they claim is mandatory for the purposes of infrastructure and industrial development. Union Rural Development minister Jairam Ramesh and Union Law minister Salman Khurshid ruled out any such possibility as recommended. 
Fortunately the days of the mad rush to get cash from the bank are long gone We now enjoy the convenience of using a nearby automatic teller machine (ATM) or you can even get "cash back" at your local grocery, hardware or convenience store. The card you use at the ATM is known as debit card. When debit cards first appeared it was easy to tell them apart from credit cards. Debit cards didn't have a credit card company logo on them; instead, they usually just had your bank name, your account number and your name. Today debit cards look exactly like credit cards even carrying the same logos. Both types of cards can be swiped at the checkout counter, used to make purchases on the internet, or to pay for the fill up at the gas pump. When you use your debit card to make a purchase, it's just like using cash. The account that is attached to your debit card, in most cases your checking account, is automatically debited when you use your debit card. The cost of your purchase is deducted from the funds you have in that account. On the other hand, when you use your credit card to make a purchase you are using someone's else's money, specifically the issuer of the credit card, usually a banking institution. In effect, you agree to pay them back the money you borrowed to make your purchase. In addition you will also pay interest on the money "loaned" to you at the rate which you agreed to when you applied for their credit card. This is known as the annual percentage rate (APR). While the two cards might act and look alike, the levels of consumer protection that each type of card provides can be different.